9.99% APR on Balance Transfer for the first 12 months.
Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first Purchase.
Built-in Miles Boost - earn up to 30,000 MQMs and 30,000 bonus miles.
Keep or gift these earned MQMs to friends or family members.
Complimentary Crown Room Club® access for you and two guests.
Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Access to American Express® Concierge Services.
Pay with Miles - pay for all or part of any Delta flight with your miles.
Credit Card Rates
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
13.99%
Default APR:
see terms
Minimum Grace Period:
20 days
Minimum Finance Charge:
$0.50
Introductory APR:
9.99%
Introductory Period:
12 months
Ongoing APR:
13.99%
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
see terms
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Credit Card Transaction Fees
Minimum:
$017
Fee Rate:
n/a
Maximum:
n/a
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Minimum:
see terms
Fee Rate:
see terms
Maximum:
see terms
Credit Card Other Fees
Setup Fee:
$0
Annual Fee:
$45095
Late Payment Fee:
see terms
17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. 95 The annual fee for the Account is $450 unless you are also the Basic Cardmember of a domestic American Express consumer Charge Card account that has an annual fee greater than or equal to $55, in which case the annual fee is $395.