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Important: We strongly recommend not to ask any personal financial details such as your Social Security Number to the text of your question.
By sending your inquiry you agree to the site’s Terms and Conditions. Displaying 0 to 10 (of 31 questions)
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User Name:
TANYA Date:
December 19, 2006, 9:53 am
What rewards are best to choose when applying for a card?
Answer:
The present web site provides you with the best credit cards online for credit customers with different credit histories and social categories. As to rewards credit card offers, they've become very popular among customers and we present you with the best reward credit cards online. If you are a frequent traveller, choose a credit card among airmiles credit cards or hotel reward credit cards providing online credit card applications with instant approval. If you prefer to benefit from purchasing, turn to cash back credit cards which give you cash rebates when you use the card. Have you decided to apply online for a credit card with rewards? Remember, that not all credit cards suggest a guaranteed approval. So, first, you need to know your credit score to see what credit card you qualify for and only then can you fill out our online credit card application and waite for the approval.
User Name:
Nick Gianos Date:
December 19, 2006, 9:57 am
I currently have an AMEX card and I tried to get my credit report from one of the 3 main bureaus. They were unable to find a credit report. I\'ve only had the card for about 6 months, but shouldn\'t there still be a record of me? I\'m unsure of what to do from here.
Answer:
Before you apply online for a credit card, you are recommended to find out if the credit card reports to one or all the three credit bureaus. If it does and if you are unable to get a credit report from the credit bureau your bank works with, you need to investigate. If you have the verification of the credit card deal made, you can provide the evidence to the credit bureau and demand them to start your credit file.
User Name:
emily c dasmarinas Date:
December 19, 2006, 10:09 am
i am a live in caregiver here in canada for 2mos now. ive got credit cards from the phils with hsbc and bpi with good credit standing. i am eligible to apply for 1 here? thank you.
Answer:
If you are a good credit consumer, looking for a credit card in Canada, then the present web site is the right place to find one. We provide good or excellent credit card holders with best Canadian credit cards online that offer you a guaranteed online credit card approval if you qualify. Canadian credit cards, mostly issued by American Express are low rate, no annual fee credit cards with a generous rewards program allowing you to save on purchases and travelling. At our site you can compare the best credit card offers for Canada, choose a credit card that suits you most and fill out the online credit card appliation. Before you apply, however, pay close attention to the terms and conditions on the credit card to see if you accept them and can afford having this particular credit card.
User Name:
Sherrylyn Edusada Date:
December 19, 2006, 10:20 am
How long does it take to build a credit history and can your credit go down if you end up having a negative balance on your bank account?
Answer:
If you have decided to apply for a credit card for the first time, you are supposed to have some credit history already. Your credit history shows that you've had some money accounts, whether you have applied for a loan and how you repaid it. Drawing from this information and other personal data such as your income, your job and your financial status on the whole, the creditors will make their credit card decision. If you are just starting, the best credit card offer for you would be Secure Credit Card which requires a beforehand money deposit to secure your creditor's money. If you manage a secured credit card wisely, always repaying in full and on time, it can be changed for a regular credit card and can help you build a good credit history. As to your second question, the negative balance inevitably damages your credit score and it is recorded in your credit file preventing you from making a new credit card deal another time.
User Name:
rosita jhoelloer Date:
December 19, 2006, 10:32 am
I have a credit score of 565. I still get disapproved from Americn Express. Your ad says no problem if someone has bad credit. Thanks.
Answer:
Maybe you misunderstood something. Credit card offers are changing regularly. Besides, before applying for this or that credit card, you should get your credit report to know your credit history for sure. It is also necessary to apply for credit cards you are eligible for, that is if you have fair credit, you won't be approved for a good credit card. Also, before making an application, you should read the terms&conditions of the chosen credit card to know what you can expect from this credit card deal.
User Name:
Philip E Perkins Date:
December 19, 2006, 10:49 am
I have a Chase ( BP card ) and when I go to find what my balance or upcoming payment is I have trouble getting to my account. I get all kind of advertisements on applying for cards. I have a card-- I would like to know how to get access to my account
Answer:
Well, when you get an online credit card approval and receive your credit card, the latter should be attended by a statement where it is specified whether this particular credit card offer allows an online banking service.To clear out this question, you need to go to the official site of your bank or use the phone number on the back side of your credit card. If the online banking service is provided with your credit card deal, then you only need to write in your personal data required and you'll have access to your page where all the information on your balance and upcoming payments is registered.
User Name:
Kristyn Date:
December 19, 2006, 11:37 am
once i am approved, how quickly could i get the card sent to me? could i pay a fee and get the card sent quicker?
Answer:
If you have applied for a credit card online, you can expect the answer to be instant if your credit history is good to excellent. It is up to the bank to determine if you can be approved. After you apply, the answer is sent to you in 7 to 10 business days. Sometimes people are required to pay a transaction fee to apply, even if later they turn not to be eligible for the card. As we only provide the best credit cards, we do not decide on the period you will be waitng for your credit card. And surely it is impossible anywhere to pay a fee and get the card immediately.
User Name:
jonna marie mosqueza Date:
December 19, 2006, 11:55 am
i am from philippines. but i am in netherland now. im working here for one year. my question is can i apply your credit card even if im here in netherland?
Answer:
Generally speaking American banks tend to issue credit cards for legal American residents, and filling in credit card application will require entering your Social Security Number. If you`re not American citizen, you don`t have SSN and, unfortunately, can`t apply for credit cards herein. The reasonable step you could do is to apply for a credit in your country banks. Analyze credit terms offered for your type of spending and pick up appropriate credit card for life. The other option that can be used is to choose online credit card application for card for making purchases here, in the USA. Some American banks do issue the cards like this, but there is a restriction: these credit cards can be obtained just in case you have good-to-excellent credit score.
User Name:
Jessica Wright Date:
December 19, 2006, 8:22 pm
What credit cards offer overnight delivery of their credit card if you are approved?
Answer:
Well, it depends on a particular credit card you want to obtain. If you apply online for an Instant approval credit card, you are notified of your approval or disapproval within minutes and the date of credit card delivery is indicated in the invitation letter. Usually it is no longer than a week. Other types of Best credit cards online suggest a period of 30 days to consider your application. If you are approved, the credit card company sends you an invitation letter where the delivery date is indicated. In both the cases a credit card is to be delivered in no longer than a week.
User Name:
Kelly Hillock Date:
December 20, 2006, 4:51 am
I want to apply for just a wal mart card to shop at walmart and I cant find the walmart card to apply you show everyone but is there any way I can apply for just a walmart credit card or a walmart discover
Answer:
Wal-Mart Credit Services offer two great credit card deals for cards with no annual fee for you: the Wal-Mart® Discover® and the Wal-Mart Credit Card. In case you want to study more credit card applications you can access to Wal-Mart official web-site and run your search therein. The Wal-Mart® Discover® card is one of the best consumer credit cards, providing you 1% cash back on eligible purchases and functioning also as gasoline credit card at Wall-Mart Club gas stations. Still, if you want to be absolutely sure that your choice is right, regard other consumer credit cards elaborately!
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